Terms Of Business
Terms of Business and Website Usage
About The Company
- Trading Name: Nova Business Finance
- Registered Company Name: Nova Business Finance Ltd
- Company Registration Number: 15742721
- Registered Office: Office L16, Bletchley Business Campus, 1 to 9 Barton Road, Milton Keynes, MK2 3HU
- Email Address: info@nova-finance.co.uk
- Telephone: 01908 904 987
Financial Conduct Authority (FCA)
Nova Business Finance is an Appointed Representative of White Rose Finance Group Ltd, who are authorised and regulated by the Financial Conduct Authority (FRN 630772). Nova Business Finance is authorised under FRN 1016336.
How We Conduct Business
We operate as a Credit Broker, not a lender. We provide a range of financial brokerage services to business and personal clients. We are not tied to any single lender and operate across the entire market to source appropriate and cost effective financial products that match your specific requirements.
Our Duty of Care
In dealing with clients, our recommendation will always be based on the most appropriate solution given the information provided. We will request fact finding information regarding your financial means, credit status, and business profile. All information is treated as confidential and handled in accordance with Data Protection laws.
Debt Serviceability and Client Risks
We take all possible steps to ensure:
- Any recommended product is adequately affordable without the risk of financial hardship.
- We identify and support vulnerable clients who may need extra help understanding financial terms.
- Clients are fully advised of the associated risks if they fail to make scheduled payments on any finance agreement.
Credit Profile Searches
In providing our services, a recommended lender may need to complete a formal credit search on you or your business. We will always seek your approval before proceeding, but by completing our initial documents, you agree to such credit searches being carried out.
Services Provided and Fees
We offer a free initial consultation without obligation. Following this, we will advise you on the most appropriate funding options.
We may receive commissions paid by the lending organizations we recommend. If a commission is to be received, it will be fully disclosed to you. We may also charge broker fees for arranging your finance, but these will be clearly stated in advance and generally only apply upon the successful delivery of a formal funding offer.
Case Packaging
We may use the case packaging and support services of our principal firm, White Rose Finance Group Ltd, to help prepare and submit your applications to lenders efficiently.
Website Usage and Copyright
All materials provided on this website are the copyrighted work of Nova Business Finance Ltd or our third party providers. Materials may not be copied or reproduced without express written permission.
This website and its materials are provided as is. Nova Business Finance Ltd is not liable for any indirect or consequential damages arising from the use of this website or any linked third party websites. By using this website, you agree to these terms.