ASSET FINANCE

Car & Vans, Equipment & Machinery

We specialise in providing financing options for a range of equipment including:
  • Cars, Vans, HGVs, Buses & Coaches
  • Cranes, Diggers, Forklifts
  • Trailers, Tractors & Farming Equipment
  • Medical, Veterinary & Dentistry Equipment
  • Shop Fittings
  • IT, Software, CCTV & Security
  • Gym & Leisure Equipment
  • And more…

Hire Purchase

A hire purchase (HP) agreement is a type of asset finance that allows businesses to acquire equipment, containers, fencing, CCTV or any other asset by paying in instalments over time rather than making an upfront purchase. It is particularly useful for businesses that need to spread the cost of acquiring essential assets while maintaining cash flow.

  • The business can use the asset while making payments.
  • Ownership only transfers after the final instalment.
  • asset is shown on the company’s balance sheet from the start, allowing for tax benefits
    (capital allowances may be claimed).
  • VAT is usually paid upfront on the asset’s full value.
  • Preserves working capital by spreading costs.
  • Fixed monthly payments help with budgeting.
  • Tax relief benefits (capital allowances may apply).
  • Flexible terms tailored to business needs.
Get Started Today

Leasing

Leasing is a tax and cash-efficient way of financing equipment for your business. It keeping the asset ‘off balance sheet’ and offers the following key benefits:

  • Immediate use of the asset, without paying for it all at once.
  • It frees up working capital and bank loan/overdraft facilities for business growth.
  • The Lease contract is structured for the length of time you require use of the asset.
  • Sale & Leaseback allows you to release capital in assets you already own.
  • We can provide a solution irrespective of credit history or previous problems.
  • It offers the most tax-efficient structure for your business.
Get Started Today

Benefits

Asset finance is a powerful tool designed to help your business acquire essential equipment, vehicles, or machinery while keeping your cash reserves intact. By spreading the cost over time, you can maintain a competitive edge and drive growth without the burden of significant upfront capital expenditure.

Better Cash Flow

It provides you immediate use of the asset without paying for it all at once, ensuring your business maintains the liquidity needed for day-to-day expenses.

Business Growth

Frees up working capital and bank loan or overdraft facilities, allowing you to allocate existing lines of credit toward other growth and innovation projects.

Tax Advantages

It offers the most tax-efficient structure for your business, potentially allowing for tax deductions that support a healthier balance sheet.

Our Reviews